NICL AO RECRUITMENT 2026-27

Important Dates

• Online Registration Commences: 08 October 2026 (Thursday)
• Last Date for Online Registration: 28 October 2026 (Wednesday)
• Payment of Application Fees: 08 October 2026 to 28 October 2026
• Phase I Examination (Online): 17 November 2026 (Tuesday)
• Phase II Examination (Online): 22 December 2026 (Tuesday)

Application Fee

• SC/ST/PwBD: ₹250/- (Intimation Charges only & GST)
• All Other Candidates (UR/OBC/EWS): ₹1000/- (Application fee including Intimation Charges & GST)
• Payment Mode: Online only through Debit Cards, Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets
• Note: Bank transaction charges, if applicable, have to be borne by the candidate.

Vacancy Details

Vacancies are provisional and subject to change. PwBD reservation includes 4 categories (a, b, c, d, e).

Eligibility Criteria

Educational Qualification (as on 01.10.2026)

• Finance (CA & CMA): CA (ICAI) / CMA (ICMAI) AND Graduation/Post Graduation with 60% marks (55% for SC/ST/PwBD).
• Legal: Graduate/Post Graduate in Law with 60% marks (55% for SC/ST/PwBD).
• Information Technology: B.E./B.Tech/M.E./M.Tech in CS/IT/MCA with 60% marks.
• Automobile Engineers: B.E./B.Tech/M.E./M.Tech in Automobile Engineering OR any Engineering + Diploma in Automobile Engineering.
• Risk Engineers: Engineering (Graduation/Post-graduation) in any discipline excluding IT & Automobile.
• Company Secretaries: ACS/FCS from ICSI AND Graduation/Post-graduation with 60% marks.
• Agriculture: Graduate (4 years)/Post Graduate in Agriculture/Agricultural Biotechnology/Agricultural Engineering.
• Generalist Officers: Graduate/Post Graduate in any stream with 60% marks (55% for SC/ST/PwBD).

Age Limit (as on 01.10.2026)

• Minimum Age: 21 Years
• Maximum Age: 30 Years
• Age Relaxation: SC/ST – 5 Years, OBC-NCL – 3 Years, PwBD – 10 Years (Gen), Ex-Servicemen – As per rules

Exam Pattern

Phase I: Preliminary Examination (100 Marks)

Phase II: Main Examination (250 Marks + 30 Marks Descriptive)

Descriptive Test (30 Marks)

• Essay: 10 Marks
• Precis: 10 Marks
• Comprehension: 10 Marks
• Duration: 30 Minutes
• Mode: Online (Typing on Computer)
• Note: Descriptive test is qualifying in nature. Marks not counted for final selection.

Negative Marking

• 1/4th of the marks assigned to the question will be deducted for each wrong answer.
• No penalty for unanswered questions.

How to Apply

• Application Mode: Online only through the official website.
• Website: https://nationalinsurance.nic.co.in/recruitment
• Steps: New Registration → Fill Application → Upload Photo, Signature, Thumb Impression & Handwritten Declaration → Pay Fee → Submit.
• Important: Candidates can apply for any ONE discipline only. Multiple applications will be rejected.
• Documents to Upload: Photograph (4.5cm x 3.5cm), Signature, Left Thumb Impression, Handwritten Declaration.

Important Instructions

• One Application Only: Candidates can apply for any ONE discipline only.
• Signature: Must be in running handwriting (not block/capital letters).
• Handwritten Declaration: Must be in English, in candidate's own handwriting, not in capital letters.
• Banned Items: Mobile phones, electronic gadgets, study material, etc., are not allowed inside the exam center.
• Negative Marking: 1/4th mark will be deducted for each wrong answer in objective tests.
• Probation: 1 year probation period. Must pass the non-life "Licentiate Examination" conducted by Insurance Institute of India.
• Guarantee Bond: Selected candidates must serve the Company for a minimum period of 4 years including probation.
• Check Website: Regularly visit nationalinsurance.nic.co.in/recruitment for updates.

Documents Required

• Scanned Photograph (4.5cm x 3.5cm, 20-50 KB)
• Scanned Signature (10-20 KB, Black Ink)
• Scanned Left Thumb Impression (20-50 KB, Black/Blue Ink)
• Handwritten Declaration (50-100 KB, Black Ink)
• Proof of Date of Birth (Birth Certificate / SSLC / Std X Certificate)
• Educational Qualification Certificates (Mark-sheets & Degree Certificates)
• Caste Certificate (SC/ST/OBC-NCL) – if applicable
• PwBD Certificate (UDID) – if applicable
• EWS Certificate – if applicable
• Ex-Servicemen Certificate – if applicable
• NOC from present employer – if applicable