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📊 Latest Govt Interest Rates

As per Government of India (Ministry of Finance)
SSY (Sukanya) 8.2%
SCSS 8.2%
NSC 7.7%
KVP 7.5%
MIS 7.4%
PPF 7.1%
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Small Savings Interest Rates India 2026 PPF NSC SSY SCSS Government schemes

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ELECTRIC MOTOR VEHICLE ADVANCE
Electric Vehicle Loan: Interest Rates, Eligibility, and Repayment Guide

Electric Vehicle Loan Details

Interest Rate

Nil

Maximum Amount That Can Be Sanctioned

75% of the cost of the Electric Vehicle (Ex-showroom price), subject to:

  • Maximum ₹15 lakh for an electric motor car
  • Maximum ₹2 lakh for a two-wheeler

Application Deadline

31st December 2025

NOTE:The last date extended up to 28.02.2026 vide Finance Department L. No. 3182/F dated 04.02.2026. Click here

Eligibility

Employee Category Amount Cap Remarks
Group-A & B 75% of the cost of the Electric Vehicle (Ex-showroom price) ₹15 lakh for 4-wheeler, ₹2 lakh for 2-wheeler Though eligible for both, can avail only one at a time
Group-C & D 75% of the cost of the two-wheeler Electric Vehicle (Ex-showroom price) ₹2 lakh for 2-wheeler

Repayment

In maximum 100 consecutive monthly installments from subsequent months.

Documents Required Within 3 Months After Availing the Advance

  • Copy of registration certificate
  • Insurance
  • Retail invoice of the vehicle

Related Finance Department Circulars

Finance Department O.M. No. 8524 dated 05.04.2022

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Additional Document

Finance Department O.M. No. 8481 dated 17.03.2023

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Additional Document

Finance Department Letter No. 19601 dated 11.07.2023

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Additional Document

Finance Department Letter No. 28139 dated 04.10.2024

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