💰 Flexible PPF Calculator
Plan different investment amounts for each year — track existing balance & project future
Current Rate: 7.1% p.a.| Year | Status | Deposit | Opening | Interest | Closing |
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💡 Smart PPF Planning Tips
- Deposit before 5th of month to earn interest for that full month
- Lump sum in April earns more interest than monthly deposits
- Minimum ₹500/year required to keep account active
- Extend beyond 15 years in 5-year blocks without fresh deposits
- Partial withdrawal allowed from 7th year — plan your liquidity