📊 Latest Govt Interest Rates

As per Government of India (Ministry of Finance)
SSY (Sukanya) 8.2%
SCSS 8.2%
NSC 7.7%
KVP 7.5%
MIS 7.4%
PPF 7.1%

Small Savings Interest Rates India 2026 PPF NSC SSY SCSS Government schemes

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Sukanya Samriddhi Yojana Calculator 2026 | Girl Child Savings Planner

👧 Sukanya Samriddhi Yojana Calculator

Secure your daughter's future — plan investments from birth to marriage

Current Rate: 8.2% p.a. | Maturity: 21 Years
👶 Daughter's Details
Account can be opened till she turns 10
Current SSY rate: 8.2% (Q1 2026)
Leave 0 for new account
📅 Year-by-Year Deposit Plan
💡 Rule: Deposit allowed only for 15 years from account opening. Account matures after 21 years. You can deposit minimum ₹250 to maximum ₹1,50,000 per year.
Quick Fill:
📊 Your Daughter's SSY Journey
Rs0
Total Deposits (15 Yrs)
Rs0
Total Interest
0
Girl's Age at Maturity
0
Maturity Year
₹0
Maturity Amount (Tax-Free) at Age 21
Year Girl's Age Deposit Opening Interest Closing

💡 SSY Smart Tips

  • Open early: Maximum benefit when opened before girl turns 1
  • Deposit before 5th April for full year's interest on entire balance
  • Partial withdrawal: 50% allowed at age 18 for higher education
  • Account transfer: Can be transferred anywhere in India
  • Tax benefit: 80C deduction + tax-free interest + tax-free maturity
  • Default: Account turns inactive if no deposit; revive with ₹50 penalty