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📅 Post Office RD Calculator
Plan your monthly savings and see your money grow with Post Office Recurring Deposit
Current Rate: 6.7% p.a. | Quarterly Compounding📊 Your Monthly Savings Plan
Minimum Rs. 100 per month
Current PO RD rate: 6.7% p.a.
Default tenure is 5 years
Quick Select:
📊 Your RD Growth Journey
Your deposits vs Interest earned
0% Interest
Principal: Rs. 0
Interest: Rs. 0
Rs. 0
Total Deposits
Rs. 0
Total Interest
0
Total Months
Rs. 0
Maturity Amount
Rs. 0
Post Office RD Maturity Value
📅 Year-wise Growth
| Year | Deposits | Interest | Cumulative | Balance |
|---|
⚖️ RD vs Regular Savings Account (3% p.a.)
If kept in Savings Account
Rs. 0
Post Office RD Maturity
Rs. 0
Extra Money Earned
Rs. 0
Advantage
0% more
💡 Post Office RD Smart Tips
- Minimum Rs. 100/month — start small, grow big
- Quarterly compounding means interest earns interest every 3 months
- No TDS on Post Office RD (unlike bank RDs)
- Loan facility available after 12 months of regular deposits
- Default penalty: Rs. 1 per Rs. 100 for missed deposits
- Account can be extended for 5 more years after maturity
- Joint account allowed — double the savings with spouse