📊 Latest Govt Interest Rates

As per Government of India (Ministry of Finance)
SSY (Sukanya) 8.2%
SCSS 8.2%
NSC 7.7%
KVP 7.5%
MIS 7.4%
PPF 7.1%

Small Savings Interest Rates India 2026 PPF NSC SSY SCSS Government schemes

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Investment Comparison Calculator 2026 | FD vs PPF vs NSC vs SCSS vs RD

⚖️ Investment Comparison Calculator

Compare Bank FD, PPF, NSC, SCSS, and Post Office RD — find where your money grows best

Compare 5 Schemes Instantly
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One-time or annual lump sum
For post-tax comparison
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📋 Feature Comparison

💡 Which Scheme is Best for You?

💡 Smart Investment Tips

  • PPF & SSY: Best for long-term (15+ years) — tax-free maturity
  • SCSS: Perfect for senior citizens needing monthly income
  • NSC: 5-year lock-in, good for 80C tax saving
  • Bank FD: Flexible but taxable — consider only for short-term
  • Post Office RD: Best for monthly savings habit, no TDS
  • Diversify: Don't put all money in one scheme — mix PPF + RD + SCSS