Odisha Govt Employee Lifetime Earnings Calculator
🏛️ Odisha Govt Employee Lifetime Earnings Calculator
Calculate your total career earnings until retirement
👤 Personal Information
💼 Current Pay Details
Important Note
Past Service: If you have completed years of service, your current cell should reflect that. For example, if you're in Level 6 with 5 years of service, you should be in Cell 6 (5 increments).
Promotions: This calculator includes promotion assumptions based on typical government service patterns.
Career Progression Assumptions:
- 3% Annual Increment on Basic Pay
- DA Merger every 5 years (based on past trends)
- Promotion every 4-5 years (to next pay level)
- Two stagnation increments before each promotion
🏠 HRA & Additional Benefits
📊 Your Lifetime Earnings Projection
💰 Total Career Earnings
Rs 0
🏛️ Total NPS Contributions
Rs 0
📈 Retirement Corpus (Projected)
Rs 0
📊 Average Monthly Salary
Rs 0
📅 Years Until Retirement
0
Remaining service period
📈 Salary Growth Projection
💰 Annual Earnings Breakdown
📊 Career Progression Timeline
💡 Financial Planning Tips
- Consider additional voluntary NPS contributions for better retirement corpus
- Invest in PPF for tax benefits and stable returns
- Health insurance coverage beyond CGHS benefits
- Emergency fund: 6 months of expenses
- Diversify investments across equity, debt, and gold