SBI ATM Charges for Salary Package Accounts – Revised Free Transactions from 1 October 2026
SBI SALARY PACKAGE ATM CHARGES REVISION 2026
State Bank of India – Public Notice – w.e.f. 1st October 2026
Subject
Revision in Free Monthly ATM Transactions
Applicable To
Salary Package Account Holders (All Variants)
Effective From
1st October 2026
ATM Type
Other Bank ATMs / ADWMs
Free Transactions
10 → 5
Per month (Financial + Non-Financial)
Cash Withdrawal Charge
₹23 + GST
Per transaction (No change)
Non-Financial Charge
₹11 + GST
Per transaction (No change)
Revised Service Charges – Salary Package Accounts
- Particulars: SBI Debit Card holders using Other Bank's ATMs/ADWMs in India – Salary Package Accounts (All variants)
- Existing Free Transactions: 10 per month at all Centres (includes both Financial + Non-Financial transactions)
- Revised Free Transactions (w.e.f. 1st October 2026): 5 per month at all Centres (includes both Financial + Non-Financial transactions)
- Cash Withdrawal Charges after free limit: ₹23 + GST per transaction (No change)
- Non-Financial Transaction Charges after free limit: ₹11 + GST per transaction (No change)
Other Than Salary Package Accounts
- Status: The number of monthly free transactions and applicable Service Charges for accounts other than Salary Package Accounts shall remain unchanged.
- Reference: For details, please refer to the Public Notice "Revision in ATM/ADWM Transaction Service Charges w.e.f 1st December 2025".
SBI ATMs / ADWMs – No Change
- Status: The existing number of monthly free transactions and applicable Service Charges for SBI Debit Card holders using SBI ATMs / ADWMs shall remain unchanged.
- Reference: For details, please refer to the Public Notice "Revision in Service Charges of ATM Transactions effective from 1st February 2025".
Cardless Cash Withdrawal – No Change
- Status: Unlimited FREE transactions will continue till further notice.
- Applicable To: Cardless Cash Withdrawal transactions at SBI ATMs/ADWMs or other Bank's ATMs/ADWMs.
Important Points to Note
- Revision Effective From: 1st October 2026.
- Free Transactions Reduced: From 10 to 5 per month for Salary Package Account holders at other bank ATMs.
- No Change in Charges: Cash withdrawal charges remain ₹23 + GST; non-financial charges remain ₹11 + GST.
- No Change for Others: Accounts other than Salary Package Accounts, SBI ATM usage, and Cardless Cash Withdrawal remain unchanged.
- Free Transactions Count: Includes both Financial (cash withdrawal) and Non-Financial (balance enquiry, mini statement, etc.) transactions.
- Applicability: Applies to all variants of Salary Package Accounts.
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📥 Download PDF Share on WhatsApp Share via Gmail Share on TelegramFrequently Asked Questions
What is the revision in SBI Salary Package ATM charges?
The number of free monthly ATM transactions for Salary Package Account holders using SBI Debit Card at other bank ATMs/ADWMs is being revised from 10 to 5 per month, effective from 1st October 2026.
What are the charges after the free transaction limit?
After the free monthly limit, cash withdrawal charges are ₹23 + GST per transaction and non-financial transaction charges are ₹11 + GST per transaction. These charges remain unchanged.
Are SBI ATM transactions affected by this revision?
No. The existing number of monthly free transactions and applicable charges for SBI Debit Card holders using SBI ATMs / ADWMs shall remain unchanged.
Does this revision apply to all Salary Package Account variants?
Yes. The revision applies to all variants of Salary Package Accounts.
Are there any changes for accounts other than Salary Package Accounts?
No. The number of monthly free transactions and applicable charges for accounts other than Salary Package Accounts shall remain unchanged.
Is there any change in Cardless Cash Withdrawal charges?
No. Unlimited FREE transactions for Cardless Cash Withdrawal will continue till further notice.
When does the revision come into effect?
The revision is effective from 1st October 2026.
What is included in free monthly transactions?
The free monthly transactions include both Financial (cash withdrawal) and Non-Financial (balance enquiry, mini statement, PIN change, etc.) transactions.
Where can I find more details about ATM charges?
For details on other accounts, refer to the Public Notice "Revision in ATM/ADWM Transaction Service Charges w.e.f 1st December 2025". For SBI ATM charges, refer to "Revision in Service Charges of ATM Transactions effective from 1st February 2025".
Is GST applicable on ATM charges?
Yes. GST is applicable on all ATM transaction charges in addition to the stated amount.
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